The Risk Management Association (RMA), in alliance with Automated Financial Systems, Inc. (AFS), this week released its commercial credit risk benchmarking data updated through fourth quarter 2007. The fourth quarter results reflect portfolio data for middle market exposure provided by 16 top tier participating institutions, estimated to represent over one-half of all middle market commercial loans in the U.S.The non-accrual percentage of middle market loans began to rise over one year ago and now represent 0.68% of total loan outstanding balances. This figure represents a 21% increase over the prior quarter and a 79% increase from year-end 2006. From an industry perspective, the construction sector continues to lead the deterioration with 1.99% of these loans now being reported as non-accruing, up 66% and 315% over prior quarter and year-ago periods, respectively. From a delinquency perspective, the construction sector was also the weakest performing industry. Loans past due 30 to 89
There are two main, but at the same time confronting schools in forex analysis. They are the fundamentalists and technicians.There is no clear answer as to which is right. Sometimes it appears that the technicians make better picks. Other times it seems the fundamentalists are making the right call. One thing is certain, when one group of analysts is wrong the other will surely emerge saying, "We told you so." So, which is right for you? There are many potential answers to that question. Three variants of popular answers are:If you are a "long-term" Forex investor looking for companies with solid foundation, growth and income potential, the fundamentals may sway you.If you are a "short-term" Forex investor (Forex market trader) looking for companies who are "on the verge" of being discovered, fundamentals will be useful to you.If you are a "long-term" investor who is not as concerned about one company's basics because you will diversify to minimize risk, or you are a "short-term" inves
All about the “clicks”, SpyFu.com evolved from a utility called GoogSpy, and is a great website for CPC (cost-per-click) and PPC (pay-per-click) Internet marketers. SpyFu .com will analyze keywords and domain names with reports on various data relating to top advertisers for those keywords as well as average cost per day and clicks per day the keywords generate. SpyFu also reports [...]
Yesterday I had the good fortune to be invited to speak on the Webcology Webmasterradio.FM radio show with Jim Hedger and Dave Davies about my experience with competitor analysis. The show was a part of a 10 part SEO series where experts in their select field of SEO are invited to discuss their artform. In my case I discussed some of the most interesting tactics involved in competitor analysis and some of the other tactics I didn't have space to cover in the companion article on competitor analysis in the WebProNews Expert's column.Click here to listen to the radio show(my interview starts about 15 minutes into the program)Near the end of the interview, as a final touch, I asked a website analytics analyst by the name of Andres Galdames to come onto the show to discuss the other side of improving website visibility; using website analytics to improve performance of your site instead of focusing on a competitor. In addition, Andres and I touched on how analytics plays a major role in tr
There are two main, but at the same time confronting schools in forex analysis. They are the fundamentalists and technicians.There is no clear answer as to which is right. Sometimes it appears that the technicians make better picks. Other times it seems the fundamentalists are making the right call. One thing is certain, when one group of analysts is wrong the other will surely emerge saying, "We told you so." So, which is right for you? There are many potential answers to that question. Three variants of popular answers are:If you are a "long-term" Forex investor looking for companies with solid foundation, growth and income potential, the fundamentals may sway you.If you are a "short-term" Forex investor (Forex market trader) looking for companies who are "on the verge" of being discovered, fundamentals will be useful to you.If you are a "long-term" investor who is not as concerned about one company's basics because you will diversify to minimize risk, or you are a "short-term" inves
I have a small unit that will be subjected to MIL-S-901D shock (light hammer blow). This blow will impart a 125-200 G shock on the unit. I am attempting to calculate the potential deflection and bending/shear stress on the unit before hand. I have calculated the deflection using Steinberg, and th
In Forex Trading, technical analysis is the study of market action, mainly through the use of charts and indicators to forecast the future movement of a currency.
There are a few principles that a technical analyst applies. The price is a compressive reflection of all market forces.
To a technical analyst, regardless of what the fundamentalist [...]
I first saw this ad widget called Project Wonderful in the Entrecard forums a little while back, and it seems to be taking off in there. Selling ad space is always a tedious thing. You have to keep track of it monthly, when the time is almost up you have to check in [...]
In Forex Trading, fundamental analysis focuses on the theoretical models of exchange rate determination such as purchasing power parity (PPP) and the theory of elasticity.
Fundamental analysis also concentrates on other major economic factors such as Gross National Product (GNP) that measures the economic performance of a nation economy. Other economic indicators include Gross Domestic Product [...]
By Walter Brandimarte NEW YORK (Reuters) - As the global financial market volatility this month produces the first cracks in the armour of emerging market economies, few analysts stand up anymore for the idea that the asset class will see its performance unharmed by a possible U.S. recession. The so-called "decoupling" theory was quickly trashed after emerging stock markets fell about 16 percent so far this month. In a Davos panel on Wednesday, a down-to-earth Mexico's central bank chief admitted: "This world of 'decoupling' -- I don't think it has any meaning at all." Guillermo Ortiz reaffirmed, however, that Latin American economies are better placed to weather the storm than ever before. Like Ortiz, many analysts still see overall emerging markets as a good place to shelter against the global credit squeeze that threatens most developed economies. They argue that, with their balance of payments accounts supported by exports to China, the once very
Back in December I attended the PubCon conference in Las Vegas and I was fortunate enough to meet my friend and Internet celebrity Ralph Wilson for an interview. Ralph has me regularly contributing tutorials and articles to the SEO section of his popular Web Marketing Today website and decided to interview me for a feature video on the website. The competitor analysis interview turned out pretty well I think - thank you Ralph!
UK, London, Aberdeen, Finite Element Analysis Specialists - read the job description and apply online with 1 single click.
Find other UK, London, Aberdeen, Finite Element Analysis Specialists Jobs on Oil Offshore Marine Jobs Portal
Hello Friends! Thanks so much for stopping by and visiting my blog, Stock Picks Bob's Advice! As always, please remember that I am an amateur investor, so please remember to consult with your professional investment advisers prior to making any investment decisions based on information on this website.In the midst of this market 'meltdown', it is still business as usual on this blog. My portfolio investment strategy is kicking in as it has been for the last several weeks. As stocks decline, if they reach sale points they are sold and not replaced. I am now down to 9 positions and could conceivably drop to 5 positions (my minimum) well below the maximum of 5 positions.I have attempted to accomplish several things on this blog simultaneously. For one, I have been listing many investment 'ideas' that I would find suitable for purchase. In addition, I have outlined my own ideas of portfolio management wit
Actully we are planning to implement sap in our fertilizer company. The thing which I need to know from you people is why we should implement sap in our company and what kind of steps should we take to implement sap in fertilizer company. Before we are running manualy so what kind of benefits sap will bring us for prolong period of time. Yasir Bhatti SAP COST/BENEFIT ANALYSIS Reduce Receivables (0%- 75%)1. Identify current working capital investment in receivables2. Determine average days outstanding3. Estimate reduction in days outstanding4. Determine associated reduction in working capital5. Benefit in the cost of capital for the reduction in working capital SAP Enablers 1. On-line and integrated system provides faster invoicing cycling time2. Better analysis tools for receivables analysis Increase Sales (0% - 10%) Calculation1. Identify sales volume by product line2. Estimate total sales capacity/production capacity (This should include
Author: Steve Hoberman Paperback: 416 pagesPublisher: WileyLanguage: EnglishISBN: 0471111759(R) Data modelers render raw data-names, addresses, and sales totals, for instance-into information such as customer profiles and seasonal buying patterns that can be used for making critical business decisions. This book brings together thirty of the most effective tools for solving common modeling problems. The author provides an example of each tool and describes what it is, why it is needed, and how it is generally used to model data for both databases and data warehouses, along with tips and warnings. Blank sample copies of all worksheets and checklists described are provided in an appendix. Zip Password: T0sT@rN@
...by TexasFred.Good stuff, Fred...Trackbacks:What do the candidates have to say about that?Excerpt: Some on the Left say, "It's time to end the race and gender baiting and get back to issues." I say let the Democrats bicker among themselves and let the Republicans get back to the issues. Admiral Mike Mullen wantsWeblog: Right TruthTags: Saudi Arabia, Arms Deal, President Bush, TexasFred
The monthly stats are out and it’s a mixed bag. Those championing a market crash have to be bitterly disappointed by the results. The average price actually increased slightly: While the above graph doesn't relay the full story it leans...
The following interview was conducted at PubCon Las Vegas and it focused on StepForth competitor analysis/competitor intelligence services. In hindsight I didn't give much away in the terms of competitive analysis and frankly the interview could have gone better (what with the sun glare and a lil'memory loss). So feel free to view this and then follow it up with my notes below where I will provide a couple examples of the strategies/resources used in our basic and advanced competitor intelligence reports. Additional Competitor Analysis TipsWe provide a listing of our recommended competitor research tools which Mike McDonald kindly previewed the link to but let me give you a few more tips... it is the least I can do if you watched my interview ;-)Use Technorati to determine the networks that publish your competitors content. Often I identify some great sites that are more than happy to publish the material my client has... which in turn can build valuable links.Use Compete.com (the one
There is no hiding my admiration for this guy. I think he is a great guy who happens to be a decent golfer as well. I thought it was appropriate to post Stuart's swing vision analysis for my readers today on the morning of the Mercedes-Benz Championship because he has won the tournament 3 times. Why this early season form has never really followed him around has surprised me, but when it all comes together it is great to watch.As for the swing vision itself it is one of the cleanest swings I have seen and even though the video is short I have picked up something to try at the range this week. Enjoy.
After analyzing the details of each Presidential candidate’s healthcare proposal, it appears that a person is likely to select a proposal based on one’s:Current health insurance planLevel of wealthPriority for assuring good healthcare for all. Combining these three factors results in eighteen groups of voters--each with particular wants and needs--who would prefer different candidates' proposals based on these factors.Here is a link to the Analysis of the Candidates’ healthcare Proposals web site. It presents a systematic detailed comparative analysis of each candidate's healthcare proposal based on the wants and needs of the 18 voter groups. The analysis resulted in the following conclusions:The candidates most concerned with improving the quality and controlling the costs (i.e., increasing the value) of healthcare are: Clinton, Edwards, Kucinich, Obama, Richardson and McCain.Voters who want good care for all are willing to do what it takes—including paying increased taxes, et
Hello Friends! Thanks so much for stopping by and visiting my blog, Stock Picks Bob's Advice! As always, please remember that I am an amateur investor, so please remember to consult with your professional investment advisers prior to making any investment decisions based on information on this website.As part of my continued effort at transparency on this website, I have been reviewing my actual holdings in my Trading Account approximately every three weekends. Currently with 13 positions, this will take me about 39 weeks to complete the cycle. Three weeks ago I reviewed Harris Corporation. Going alphabetically (by symbol) brings me up to IHS Corp (IHS). Let's take a closer look at this stock and see whether it still deserves a spot on my blog and in my own investment portfolio.Currently I own 140 shares of IHS which closed at $64.20 on December 21, 2007. These shares were acquired 10/1/07 with a cost basis of
We’ve all witnessed the volatility in the commodity markets in 2007. Major moves in markets such as Soybeans, Crude Oil and the Stock Market have reminded us that investing can be a thrill ride, no matter where you are positioned. For option sellers, however, times of volatility can be times of opportunity. Volatility means far out of the money premiums available for collecting.Options expire worthless better than 80% of the time. Option sellers don’t have to be right. For sellers of premium, close enough will do most of the time. Increased volatility means we may not even have to be that close.READ MORE... But before we discuss volatility, we should first understand the reasons behind it.There is no one particular reason for this recent volatility but rather a plethora of causes. One could sight the surging world demand for raw materials such as oil and it’s substitute, biofuels. The US “subprime” issue has kept the markets on edge, ever vigilant to predict any new action by
Use Material price analysis shows the valuated transactions and the results of material price determination with price and exchange-rate differences for a given material in a plant in a period within a price determination structure. Data is displayed according to process categories and procurement alternatives. The line items can be found under the procurement alternatives. Features With price determination control 3, the material ledger data is divided into the following categories:Beginning inventory Receipts Cumulated inventory Consumption Ending inventory The transactions controlled through the movement types in Customizing are displayed in the category Other inward/outward movements.With price determination control 2, valuation-relevant transactions are listed in the price history. If these transactions are displayed in the price determination structure, then the category Price changes also appears in the display. Integration From material price analysis, you can branch to
Photo courtesy of here.
The Vera Institute released a preliminary analysis today of the 2006 jail data. The full report will be in January.
There’s lot of stuff in the analysis, but I thought I would say a few words about the city’s marijuana ordinance since that is a controversial issue and hard data on incarcerations have been difficult to find.
This post presents a small part of the Presidential Candidates' Healthcare Proposals Comparative Analysis, which is still in development. After studying the details of the candidates' proposals, it seems that the main issues relate to these two questions:Should all citizens have healthcare coverage (universal healthcare)? If so, what's the best way to do it? Should healthcare value be improved? If so, how? Following is an introduction to answering the first question.To help answer this question, key points are presented followed a commentary and brief overview of the candidates' proposals. In my next post, I will give the details of their proposals, along with comments.Universal Healthcare: Key PointsThe case for universal coverage based on the philosophy that it is shameful for our wealthy nation to have approximately 47 million uninsured plus 16 million people underinsured, a number that's been growing constantly, along with the rising healthcare costs [reference]. Some argue that ev
Last night Google released a new feature for Google Webmaster Tools named Content Analysis. Vanessa Fox’s Search Engine Land post named Google’s Webmaster Tools Adds More Diagnostic Features and Video Sitemaps is outstanding.
Basically, the Content Analysis feature shows you problem areas with your sites from an on-page search engine optimization standpoint. It shows very basic [...]
As everyone probably knows by now, Miss China was crowned Miss World 2007 in Sanya, China (h/t to Fili). Though I did not watch any of the event and have not a single complaint about Zhang Zilin (see below), I have to think her victory is somehow connected to the event being held [...]
To most bloggers and webmasters, stat counters are tools that count your site's visitors, page views, and other information regarding traffic. But there really is something more to those stats than just numbers: analysis and optimization. I can be going on and on about this simple topic, but I'm going to get right to the point...7 Zoom(s)
I would just like to say, as a disclaimer, that I have no experience in government intelligence or at think tanks or anything like that. Although, I do feel I have read enough news reports and enough news analysis so that I think I have a good feel for what's going on in the world.Shane has questioned the basic thesis of my analysis: that the NIE report will be used in negotiations over Iraq. Let me say this: This isn't why the intelligence was produced, but how it will be used.Also, the thesis makes perfect sense. The government could have hushed up the report and never had it released. Or, they could have had it released, but criticized and attacked it and ripped it to shreds. But they haven't.More on the NIE:On My NIE Analysis[POLL] Do You Think the Iranians Have a Nuclear Weapons Program?Why The NIE Should Be TrustedThe Significance of the NIEHow Will the Bush Administration Use the NIE Report?
So here is a bit of a closer look at what has happened to real estate prices in Edmonton. The chart below shows the average price per month for the past 10 years. As you can see prices in Edmonton...
New tool out from Blog Perfume that is featuring a new way to analyze your Feedburner statistics in a nice graphical format. Since we are statistics kinds of folks here, throwing this kind of new tool ought to prove amusing, and sure enough it did.
The number of subscribers is very useful for bloggers to determine [...]
New Web-based Solution Integrates Scientific Literature, Business Data and Market-Leading Patent Data in a Single PlatformThomson Scientific, part of The Thomson Corporation (NYSE: TOC; TSX: TOC) and leading provider of information solutions to the worldwide research and business communities, has launched its new intellectual property research and analysis solution, Thomson Innovation(SM) (www.thomsoninnovation.com). For the first time, researchers will be able to simultaneously search worldwide editorially enhanced patent data, Asian patent data translated into English, scientific literature, and business and news sources."The global intellectual property market is changing rapidly, and organizations need to be aware of changes in the evolving landscape, such as the proliferation of patenting activity in Asia," said David Brown, Executive Vice President, Corporate Markets, Thomson Scientific. "It's more critical than ever for our customers to have access to the most authoritative pate
Hello Friends! Thanks so much for stopping by and visiting my blog, Stock Picks Bob's Advice! As always, please remember that I am an amateur investor, so please remember to consult with your professional investment advisers prior to making any investment decisions based on information on this website. As one of the roles of this blog, I have been sharing with you my thoughts on a multitude of 'investable' stocks. In addition, I am also trying to provide transparency on my actual investment activities. Recently, I have been participating in Covestor, where you can visit my Covestor page and review my actual holdings, purchases, sales, and performance overall relative to the S&P and other investors. I would encourage you to visit there. But I plan on continuing to examine my holdings one by one on intervals. Currently I own 14 positions in my trading account. Trying to review a holding every 3 or
Doug, hope you don't mind...The World Can't Wait-Drive out the Bush Regime is an entertaining little group of Leftist fanatics and Communists. Now you may not have heard of this new group of anti-American zealots yet. To be sure, they are a fringe group that is not exactly at the forefront of the news.To be brutally honest I had never heard of them until one of their leaders Sunsara Taylor, yes that IS her real name (123beta thinks not. Waiting for explanation), was interviewed on the Michael Medved Show. Sunsara is an avowed Communist ...(she sounds like she attended an Ivy-league school but just didn't get it). Of course being a Communist in 2006 pretty much eliminates any chance of that person being considered intellectually gifted I suppose, but back to Sunsara's message.I went to the website for The World Can't Wait, which you too can visit at http://www.worldcantwait.net/index.php?option=com_frontpage&Itemid=1 but be warned this site is a cesspool of Marxist revisionism and hatre
Here's a powerful power monitoring tool available from linux world.
PowerTop is a terminal-based linux program that shows power consumption and power analysis on Intel-based laptops and makes...
[[ This is a content summary only. Visit my website for full links, other content, and more! ]]
The current positive correlation between GBP-USD and GBP-JPY should keep the movement of both pairs in the same direction. Therefore a continuation of correction for GBP-USD last week will also affect GBP-JPY correction upside. The only different has to be the degree of movement or range of target.
In the previous couple of weeks GBP-JPY was making extreme movement downside whereas the GBP-USD
Despite of the correction upside last week, the cable pair still hold the majority bearish sentiment. The advance weekly movement ahead is still within the bearish mindset as the major time frame monthly and weekly on its way downwards.
However within the bearishness on Monday next week we are still interested in the short-movement which matters the most. Therefore technically speaking in
This book introduces an innovative, highly analytical approach to symbolic, closed-form solutions for switched-mode power converter circuits. This is a highly relevant topic to power electronics students and professionals who are involved in the design and analysis of electrical power converters. The author uses extensive equations to explain how solid-state switches convert electrical voltages from [...]
As we saw yesterday, the average prices in Edmonton rose slightly in October to $347668 from $344286 in September: But that doesn't tell the whole story. First of all, the median price was lower than the average price at $377500...
Compared to an average Sunday, I had a 500% increase in traffic to my blog. How? You ask. StumbleUpon, I answer. Was it good? No, it sucked! Here is the story of a first date with StumbleUpon that didn't quite go to plan.11 Zoom(s)
Hello Friends! Thanks so much for stopping by and visiting my blog, Stock Picks Bob's Advice! As always, please remember that I am an amateur investor, so please remember to consult with your professional investment advisers prior to making any investment decisions based on information on this website.It has been several weeks since I last discussed an actual holding of mine on this blog. In fact, almost a month has passed since I reviewed Covance (CVD) on this blog. Going alphabetically (by symbol) through my list of 15 holdings, I am now up to U.S. Global Investors (GROW).Let's take a closer look at GROW and I will show you why it still makes sense for my portfolio and whether it still represents an "investable" company.U.S. GLOBAL INVESTORS (GROW) IS RATED A HOLD Currently I own 245 shares of U.S. Global Investors (GROW) that were purchased October 10, 2007, at a cost basis of $21.27. GROW closed 11/2/07 at a pri
Smith, Tiffany (2007) Cataloging and You: Measuring the Efficacy of a Folksonomy for Subject Analysis. In Lussky, Joan, Eds. Proceedings 18th Workshop of the American Society for Information Science and Technology Special Interest Group in Classification Research, Milwaukee, Wisconsin.
I haven't seen anybody else do this, so I figured I would give it a shot. Red Bull players are listed first:Goalkeeper: Jon Conway versus Matt Reis.Analysis: Conway is a solid--perhaps even very good--shot-stopper. He has excellent reflexes and is very good from point blank range. Unfortunately, his deficiencies in other areas (crosses, ball distribution, positioning, etc.) have kept him from developing with the elite U.S. goalkeepers of his generation. And let's not even talk about his brain freeze the last time Red Bulls played in Foxboro. Reis, while he may not be able to match Conway's flair for the dramatic, is also less prone to schizophrenic play. I prefer that in my goalkeeper.Edge: New England.Defense: van den Bergh/Mendes/Parke/Freeman versus John(Riley)/Parkhurst/HeapsAnalysis: Red Bulls' defense has been very shaky at times. And that's when they played well. Granted the team has had a lot of injuries and for a long time could not find anybody to play left back. Van den Berg
The normally spam- and posturing-filled Corporation, Alliance and Organization Discussion boards on EVE have recently been shocked by the posting of several excellent analytical articles by a poster who is very nearly anonymous.
War Analysis Part 1: The Death of Alliances
War Analysis Part 2: What it is good for?
War Analysis Part 3: CCP Sucks
War Analysis Part 4: Coldest of all cold monsters
And here's an interview on EVE-Tribune with the writer. This is brilliant stuff; proper journalistic war analysis applied to EVE. It's far better written, let alone better researched, than anything I could write.
DALLAS — Despite new get-tough Texas laws aimed at harshly punishing child rapists, many offenders sentenced in the most heinous of child sex crimes initially receive no prison time at all, according to a newspaper analysis published today.
Research by The Dallas Morning News found that in 13,000 cases involving aggravated sexual assault of a child [...]
Show All